| Interest Plus Checking |
| Effective Date: Sunday, January 19th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.07% |
0.08% |
| $10,000.00 |
0.08% |
0.09% |
| $25,000.00 |
0.09% |
0.10% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Regular Savings |
| Effective Date: Sunday, January 19th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.09% |
0.10% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Money Market Reserve |
| Effective Date: Sunday, January 19th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.12% |
0.13% |
| $10,000.00 |
0.14% |
0.15% |
| $25,000.00 |
0.16% |
0.17% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Special Rate Certificates |
| Effective Date: Sunday, January 19th, 2020 |
| Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
| 23 Months |
$500.00 |
1.94% |
1.95% |
| 23 Months |
$10,000.00 |
1.99% |
2.00% |
| 23 Months |
$25,000.00 |
2.04% |
2.05% |
| 47 Months |
$500.00 |
2.14% |
2.15% |
| 47 Months |
$10,000.00 |
2.19% |
2.20% |
| 47 Months |
$25,000.00 |
2.24% |
2.25% |
| No CFCU Penalty for early withdrawal as long as minimum balance is maintained. Fees could reduce earnings on this account. |
| IRA Savings Rates |
| Effective Date: Sunday, January 19th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.09% |
0.10% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| IRA Certificate Rates |
| Effective Date: Sunday, January 19th, 2020 |
| Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
| 6 Months |
$500.00 |
1.29% |
1.30% |
| 12 Months |
$500.00 |
1.59% |
1.60% |
| 24 Months |
$500.00 |
1.79% |
1.80% |
| 36 Months |
$500.00 |
1.89% |
1.90% |
| 48 Months |
$500.00 |
1.99% |
2.00% |
| 60 Months |
$500.00 |
2.09% |
2.10% |
| Fees could reduce earnings on this account. A penalty of 90 days dividends on the amount withdrawn may be imposed for withdrawals before maturity. |
| 90 Day Certificates |
| Effective Date: Sunday, January 19th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.44% |
0.45% |
| $10,000.00 |
0.49% |
0.50% |
| $25,000.00 |
0.54% |
0.55% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 6 Month Certificate |
| Effective Date: Sunday, January 19th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
1.24% |
1.25% |
| $10,000.00 |
1.29% |
1.30% |
| $25,000.00 |
1.34% |
1.35% |
| Fees may reduce earnings on this account. No CFCU Penalty as long as minimum balance is maintained. |
| 12 Month Certificate |
| Effective Date: Sunday, January 19th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
1.54% |
1.55% |
| $10,000.00 |
1.59% |
1.60% |
| $25,000.00 |
1.64% |
1.65% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 24 Month Certificate |
| Effective Date: Sunday, January 19th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
1.74% |
1.75% |
| $10,000.00 |
1.79% |
1.80% |
| $25,000.00 |
1.84% |
1.85% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 36 Month Certificate |
| Effective Date: Sunday, January 19th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
1.84% |
1.85% |
| $10,000.00 |
1.89% |
1.90% |
| $25,000.00 |
1.94% |
1.95% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 48 Month Certificate |
| Effective Date: Sunday, January 19th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
1.94% |
1.95% |
| $10,000.00 |
1.99% |
2.00% |
| $25,000.00 |
2.04% |
2.05% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 60 Month Certificate |
| Effective Date: Sunday, January 19th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
2.04% |
2.05% |
| $10,000.00 |
2.09% |
2.10% |
| $25,000.00 |
2.14% |
2.15% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
