| Interest Plus Checking |
| Effective Date: Tuesday, January 18th, 2022 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.02% |
0.03% |
| $10,000.00 |
0.03% |
0.04% |
| $25,000.00 |
0.04% |
0.05% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Regular Savings |
| Effective Date: Tuesday, January 18th, 2022 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.04% |
0.05% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Money Market Reserve |
| Effective Date: Tuesday, January 18th, 2022 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.03% |
0.04% |
| $10,000.00 |
0.04% |
0.05% |
| $25,000.00 |
0.05% |
0.06% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Special Rate Certificates |
| Effective Date: Tuesday, January 18th, 2022 |
| Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
| 39 Months |
$500.00 |
0.49% |
0.50% |
| 39 Months |
$10,000.00 |
0.54% |
0.55% |
| 39 Months |
$25,000.00 |
0.59% |
0.60% |
| 57 Months |
$500.00 |
0.69% |
0.70% |
| 57 Months |
$10,000.00 |
0.74% |
0.75% |
| 57 Months |
$25,000.00 |
0.79% |
0.80% |
| No CFCU Penalty for early withdrawal as long as minimum balance is maintained. Fees could reduce earnings on this account. |
| IRA Savings Rates |
| Effective Date: Tuesday, January 18th, 2022 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.05% |
0.06% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| IRA Certificate Rates |
| Effective Date: Tuesday, January 18th, 2022 |
| Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
| 6 Months |
$500.00 |
0.14% |
0.15% |
| 12 Months |
$500.00 |
0.29% |
0.30% |
| 24 Months |
$500.00 |
0.39% |
0.40% |
| 36 Months |
$500.00 |
0.49% |
0.50% |
| 48 Months |
$500.00 |
0.54% |
0.55% |
| 60 Months |
$500.00 |
0.64% |
0.65% |
| Fees could reduce earnings on this account. A penalty of 90 days dividends on the amount withdrawn may be imposed for withdrawals before maturity. |
| 90 Day Certificates |
| Effective Date: Tuesday, January 18th, 2022 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.03% |
0.04% |
| $10,000.00 |
0.04% |
0.05% |
| $25,000.00 |
0.09% |
0.10% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 6 Month Certificate |
| Effective Date: Tuesday, January 18th, 2022 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.09% |
0.10% |
| $10,000.00 |
0.14% |
0.15% |
| $25,000.00 |
0.19% |
0.20% |
| Fees may reduce earnings on this account. No CFCU Penalty as long as minimum balance is maintained. |
| 12 Month Certificate |
| Effective Date: Tuesday, January 18th, 2022 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.24% |
0.25% |
| $10,000.00 |
0.29% |
0.30% |
| $25,000.00 |
0.34% |
0.35% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 24 Month Certificate |
| Effective Date: Tuesday, January 18th, 2022 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.34% |
0.35% |
| $10,000.00 |
0.39% |
0.40% |
| $25,000.00 |
0.44% |
0.45% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 36 Month Certificate |
| Effective Date: Tuesday, January 18th, 2022 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.44% |
0.45% |
| $10,000.00 |
0.49% |
0.50% |
| $25,000.00 |
0.54% |
0.55% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 48 Month Certificate |
| Effective Date: Tuesday, January 18th, 2022 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.49% |
0.50% |
| $10,000.00 |
0.54% |
0.55% |
| $25,000.00 |
0.59% |
0.60% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 60 Month Certificate |
| Effective Date: Tuesday, January 18th, 2022 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.59% |
0.60% |
| $10,000.00 |
0.64% |
0.65% |
| $25,000.00 |
0.69% |
0.70% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
