Interest Plus Checking |
Effective Date: Monday, January 18th, 2021 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$1.00 |
0.04% |
0.05% |
$10,000.00 |
0.05% |
0.06% |
$25,000.00 |
0.06% |
0.07% |
Rates may change after the account is opened. Fees could reduce earnings on this account. |
Regular Savings |
Effective Date: Monday, January 18th, 2021 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$1.00 |
0.04% |
0.05% |
Rates may change after the account is opened. Fees could reduce earnings on this account. |
Money Market Reserve |
Effective Date: Monday, January 18th, 2021 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$1.00 |
0.04% |
0.05% |
$10,000.00 |
0.05% |
0.06% |
$25,000.00 |
0.06% |
0.07% |
Rates may change after the account is opened. Fees could reduce earnings on this account. |
Special Rate Certificates |
Effective Date: Monday, January 18th, 2021 |
Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
39 Months |
$500.00 |
0.64% |
0.65% |
39 Months |
$10,000.00 |
0.69% |
0.70% |
39 Months |
$25,000.00 |
0.74% |
0.75% |
57 Months |
$500.00 |
0.74% |
0.75% |
57 Months |
$10,000.00 |
0.79% |
0.80% |
57 Months |
$25,000.00 |
0.84% |
0.85% |
No CFCU Penalty for early withdrawal as long as minimum balance is maintained. Fees could reduce earnings on this account. |
IRA Savings Rates |
Effective Date: Monday, January 18th, 2021 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$1.00 |
0.09% |
0.10% |
Rates may change after the account is opened. Fees could reduce earnings on this account. |
IRA Certificate Rates |
Effective Date: Monday, January 18th, 2021 |
Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
6 Months |
$500.00 |
0.34% |
0.35% |
12 Months |
$500.00 |
0.54% |
0.55% |
24 Months |
$500.00 |
0.59% |
0.60% |
36 Months |
$500.00 |
0.64% |
0.65% |
48 Months |
$500.00 |
0.69% |
0.70% |
60 Months |
$500.00 |
0.74% |
0.75% |
Fees could reduce earnings on this account. A penalty of 90 days dividends on the amount withdrawn may be imposed for withdrawals before maturity. |
90 Day Certificates |
Effective Date: Monday, January 18th, 2021 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
0.04% |
0.05% |
$10,000.00 |
0.09% |
0.10% |
$25,000.00 |
0.14% |
0.15% |
Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
6 Month Certificate |
Effective Date: Monday, January 18th, 2021 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
0.29% |
0.30% |
$10,000.00 |
0.34% |
0.35% |
$25,000.00 |
0.39% |
0.40% |
Fees may reduce earnings on this account. No CFCU Penalty as long as minimum balance is maintained. |
12 Month Certificate |
Effective Date: Monday, January 18th, 2021 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
0.49% |
0.50% |
$10,000.00 |
0.54% |
0.55% |
$25,000.00 |
0.59% |
0.60% |
Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
24 Month Certificate |
Effective Date: Monday, January 18th, 2021 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
0.54% |
0.55% |
$10,000.00 |
0.59% |
0.60% |
$25,000.00 |
0.64% |
0.65% |
Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
36 Month Certificate |
Effective Date: Monday, January 18th, 2021 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
0.59% |
0.60% |
$10,000.00 |
0.64% |
0.65% |
$25,000.00 |
0.69% |
0.70% |
Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
48 Month Certificate |
Effective Date: Monday, January 18th, 2021 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
0.64% |
0.65% |
$10,000.00 |
0.69% |
0.70% |
$25,000.00 |
0.74% |
0.75% |
Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
60 Month Certificate |
Effective Date: Monday, January 18th, 2021 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
0.69% |
0.70% |
$10,000.00 |
0.74% |
0.75% |
$25,000.00 |
0.79% |
0.80% |
Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |