| Interest Plus Checking |
| Effective Date: Monday, December 11th, 2023 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.04% |
0.05% |
| $10,000.00 |
0.05% |
0.06% |
| $25,000.00 |
0.06% |
0.07% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Regular Savings |
| Effective Date: Monday, December 11th, 2023 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.04% |
0.05% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Money Market Reserve |
| Effective Date: Monday, December 11th, 2023 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.39% |
0.40% |
| $10,000.00 |
0.44% |
0.45% |
| $25,000.00 |
0.49% |
0.50% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Special Rate Certificates |
| Effective Date: Monday, December 11th, 2023 |
| Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
| 9 Months |
$500.00 |
5.39% |
5.40% |
| 9 Months |
$10,000.00 |
5.44% |
5.45% |
| 9 Months |
$25,000.00 |
5.49% |
5.50% |
| 9 Months |
$100,000.00 |
5.54% |
5.55% |
| 15 Months |
$500.00 |
4.99% |
5.00% |
| 15 Months |
$10,000.00 |
5.04% |
5.05% |
| 15 Months |
$25,000.00 |
5.09% |
5.10% |
| 15 Month |
$100,000.00 |
5.19% |
5.20% |
| No CFCU Penalty for early withdrawal as long as minimum balance is maintained. Fees could reduce earnings on this account. |
| IRA Savings Rates |
| Effective Date: Monday, December 11th, 2023 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.05% |
0.06% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| IRA Certificate Rates |
| Effective Date: Monday, December 11th, 2023 |
| Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
| 6 Months |
$1,000.00 |
2.49% |
2.50% |
| 12 Months |
$1,000.00 |
3.74% |
3.75% |
| 24 Months |
$1,000.00 |
3.59% |
3.60% |
| 36 Months |
$1,000.00 |
3.49% |
3.50% |
| 48 Months |
$1,000.00 |
3.44% |
3.45% |
| 60 Months |
$1,000.00 |
3.39% |
3.40% |
| Fees could reduce earnings on this account. A penalty of 90 days dividends on the amount withdrawn may be imposed for withdrawals before maturity. |
| 90 Day Certificates |
| Effective Date: Monday, December 11th, 2023 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| No rates found. |
| 6 Month Certificate |
| Effective Date: Monday, December 11th, 2023 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
2.44% |
2.45% |
| $10,000.00 |
2.49% |
2.50% |
| $25,000.00 |
2.54% |
2.55% |
| $100,000.00 |
2.64% |
2.65% |
| 12 Month Certificate |
| Effective Date: Monday, December 11th, 2023 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
3.69% |
3.70% |
| $10,000.00 |
3.74% |
3.75% |
| $25,000.00 |
3.79% |
3.80% |
| $100,000.00 |
3.89% |
3.90% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 24 Month Certificate |
| Effective Date: Monday, December 11th, 2023 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
3.54% |
3.55% |
| $10,000.00 |
3.59% |
3.60% |
| $25,000.00 |
3.64% |
3.65% |
| $100,000.00 |
3.74% |
3.75% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 36 Month Certificate |
| Effective Date: Monday, December 11th, 2023 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
3.44% |
3.45% |
| $10,000.00 |
3.49% |
3.50% |
| $25,000.00 |
3.54% |
3.55% |
| $100,000.00 |
3.64% |
3.65% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 48 Month Certificate |
| Effective Date: Monday, December 11th, 2023 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
3.49% |
3.50% |
| $10,000.00 |
3.54% |
3.55% |
| $25,000.00 |
3.59% |
3.60% |
| $100,000.00 |
3.69% |
3.70% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 60 Month Certificate |
| Effective Date: Monday, December 11th, 2023 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
3.54% |
3.55% |
| $10,000.00 |
3.59% |
3.60% |
| $25,000.00 |
3.64% |
3.65% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| $100,000.00 |
3.74% |
3.75% |
