Interest Plus Checking |
Effective Date: Wednesday, February 1st, 2023 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$1.00 |
0.04% |
0.05% |
$10,000.00 |
0.05% |
0.06% |
$25,000.00 |
0.06% |
0.07% |
Rates may change after the account is opened. Fees could reduce earnings on this account. |
Regular Savings |
Effective Date: Wednesday, February 1st, 2023 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$1.00 |
0.04% |
0.05% |
Rates may change after the account is opened. Fees could reduce earnings on this account. |
Money Market Reserve |
Effective Date: Wednesday, February 1st, 2023 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$1.00 |
0.19% |
0.20% |
$10,000.00 |
0.24% |
0.25% |
$25,000.00 |
0.29% |
0.30% |
Rates may change after the account is opened. Fees could reduce earnings on this account. |
Special Rate Certificates |
Effective Date: Wednesday, February 1st, 2023 |
Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
9 Months |
$500.00 |
3.94% |
3.95% |
9 Months |
$10,000.00 |
3.99% |
4.00% |
9 Months |
$25,000.00 |
4.04% |
4.05% |
15 Months |
$500.00 |
4.19% |
4.20% |
15 Months |
$10,000.00 |
4.24% |
4.25% |
15 Months |
$25,000.00 |
4.29% |
4.30% |
No CFCU Penalty for early withdrawal as long as minimum balance is maintained. Fees could reduce earnings on this account. |
IRA Savings Rates |
Effective Date: Wednesday, February 1st, 2023 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$1.00 |
0.05% |
0.06% |
Rates may change after the account is opened. Fees could reduce earnings on this account. |
IRA Certificate Rates |
Effective Date: Wednesday, February 1st, 2023 |
Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
6 Months |
$500.00 |
1.74% |
1.75% |
12 Months |
$500.00 |
3.19% |
3.20% |
24 Months |
$500.00 |
3.24% |
3.25% |
36 Months |
$500.00 |
3.29% |
3.30% |
48 Months |
$500.00 |
3.34% |
3.35% |
60 Months |
$500.00 |
3.39% |
3.40% |
Fees could reduce earnings on this account. A penalty of 90 days dividends on the amount withdrawn may be imposed for withdrawals before maturity. |
90 Day Certificates |
Effective Date: Wednesday, February 1st, 2023 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
No rates found. |
6 Month Certificate |
Effective Date: Wednesday, February 1st, 2023 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
1.69% |
1.70% |
$10,000.00 |
1.74% |
1.75% |
$25,000.00 |
1.79% |
1.80% |
Fees may reduce earnings on this account. No CFCU Penalty as long as minimum balance is maintained. |
12 Month Certificate |
Effective Date: Wednesday, February 1st, 2023 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
3.14% |
3.15% |
$10,000.00 |
3.19% |
3.20% |
$25,000.00 |
3.24% |
3.25% |
Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
24 Month Certificate |
Effective Date: Wednesday, February 1st, 2023 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
3.19% |
3.20% |
$10,000.00 |
3.24% |
3.25% |
$25,000.00 |
3.29% |
3.30% |
Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
36 Month Certificate |
Effective Date: Wednesday, February 1st, 2023 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
3.44% |
3.45% |
$10,000.00 |
3.49% |
3.50% |
$25,000.00 |
3.54% |
3.55% |
Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
48 Month Certificate |
Effective Date: Wednesday, February 1st, 2023 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
3.49% |
3.50% |
$10,000.00 |
3.54% |
3.55% |
$25,000.00 |
3.59% |
3.60% |
Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
60 Month Certificate |
Effective Date: Wednesday, February 1st, 2023 |
Minimum Balance | Interest Rate | Annual Percentage Yield |
$500.00 |
3.54% |
3.55% |
$10,000.00 |
3.59% |
3.60% |
$25,000.00 |
3.64% |
3.65% |
Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |