| Interest Plus Checking |
| Effective Date: Thursday, August 6th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.04% |
0.05% |
| $10,000.00 |
0.05% |
0.06% |
| $25,000.00 |
0.06% |
0.07% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Regular Savings |
| Effective Date: Thursday, August 6th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.04% |
0.05% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Money Market Reserve |
| Effective Date: Thursday, August 6th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.04% |
0.05% |
| $10,000.00 |
0.05% |
0.06% |
| $25,000.00 |
0.06% |
0.07% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| Special Rate Certificates |
| Effective Date: Thursday, August 6th, 2020 |
| Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
| 27 Months |
$500.00 |
0.94% |
0.95% |
| 27 Months |
$10,000.00 |
0.99% |
1.00% |
| 27 Months |
$25,000.00 |
1.04% |
1.05% |
| 57 Months |
$500.00 |
1.19% |
1.20% |
| 57 Months |
$10,000.00 |
1.24% |
1.25% |
| 57 Months |
$25,000.00 |
1.29% |
1.30% |
| No CFCU Penalty for early withdrawal as long as minimum balance is maintained. Fees could reduce earnings on this account. |
| IRA Savings Rates |
| Effective Date: Thursday, August 6th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 |
0.09% |
0.10% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. |
| IRA Certificate Rates |
| Effective Date: Thursday, August 6th, 2020 |
| Term | Minimum Balance | Interest Rate | Annual Percentage Yield |
| 6 Months |
$500.00 |
0.39% |
0.40% |
| 12 Months |
$500.00 |
0.74% |
0.75% |
| 24 Months |
$500.00 |
0.84% |
0.85% |
| 36 Months |
$500.00 |
0.94% |
0.95% |
| 48 Months |
$500.00 |
1.04% |
1.05% |
| 60 Months |
$500.00 |
1.14% |
1.15% |
| Fees could reduce earnings on this account. A penalty of 90 days dividends on the amount withdrawn may be imposed for withdrawals before maturity. |
| 90 Day Certificates |
| Effective Date: Thursday, August 6th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.14% |
0.15% |
| $10,000.00 |
0.19% |
0.20% |
| $25,000.00 |
0.24% |
0.25% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 6 Month Certificate |
| Effective Date: Thursday, August 6th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.34% |
0.35% |
| $10,000.00 |
0.39% |
0.40% |
| $25,000.00 |
0.44% |
0.45% |
| Fees may reduce earnings on this account. No CFCU Penalty as long as minimum balance is maintained. |
| 12 Month Certificate |
| Effective Date: Thursday, August 6th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.69% |
0.70% |
| $10,000.00 |
0.74% |
0.75% |
| $25,000.00 |
0.79% |
0.80% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 24 Month Certificate |
| Effective Date: Thursday, August 6th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.79% |
0.80% |
| $10,000.00 |
0.84% |
0.85% |
| $25,000.00 |
0.89% |
0.90% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 36 Month Certificate |
| Effective Date: Thursday, August 6th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.89% |
0.90% |
| $10,000.00 |
0.94% |
0.95% |
| $25,000.00 |
0.99% |
1.00% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 48 Month Certificate |
| Effective Date: Thursday, August 6th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
0.99% |
1.00% |
| $10,000.00 |
1.04% |
1.05% |
| $25,000.00 |
1.09% |
1.10% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
| 60 Month Certificate |
| Effective Date: Thursday, August 6th, 2020 |
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $500.00 |
1.09% |
1.10% |
| $10,000.00 |
1.14% |
1.15% |
| $25,000.00 |
1.19% |
1.20% |
| Fees could reduce earnings on this account. No CFCU Penalty for early withdrawal as long as minimum balance is maintained. |
