Loan Rates

New Auto Rates
Effective Date: Monday, December 11th, 2023
Term	Annual Percentage Rate
24 Months	5.99*
36 Months	6.24*
48 Months	6.24*
60 Months	6.49*
72 Months	6.99*
84 Months	7.49*
(*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $20,000.00 loan for a term of 60 months with a 6.24% APR, the monthly payment will be $388.89

Used Auto Rates
Effective Date: Monday, December 11th, 2023
Model Year	Term	Annual Percentage Rate
2023-2021	24 Months	5.99*
2023-2021	36 Months	6.24*
2023-2021	48 Months	6.24*
2023-2021	60 Months	6.49*
2023-2021	72 Months	6.99*
2023-2021	84 Months	7.49*
2020-2018	24 Months	6.49*
2020-2018	36 Months	6.74*
2020-2018	48 Months	6.99*
2020-2018	60 Months	7.24*
2020-2018	72 Months	7.49*
2017-2015	24 Months	7.49*
2017-2015	36 Months	7.74*
2017-2015	48 Months	7.99*
2017-2015	60 Months	8.24*
2014 & Older	24 Months	8.49*
2014 & Older	36 Months	8.74*
2014 & Older	48 Months	8.99*
(*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $20,000.00 loan for a term of 60 months with a 6.24% APR, the monthly payment will be $388.89

Personal Loans
Effective Date: Monday, December 11th, 2023
Term	Annual Percentage Rate
12 Months or Less	8.99*
13 to 24 Months	9.24*
25 to 36 Months	9.49*
37 to 48 Months	9.99*
49 to 60 Months	10.99*
(*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $5,000.00 loan for a term of 24 months with a 9.24% APR, the monthly payment will be $228.97

Share Secured Loan
Effective Date: Monday, December 11th, 2023
Type	Annual Percentage Rate
Savings Secured	Savings Rate + 3.00%
Certificate Secured	CD Rate + 3.00%
For a $5,000.00 certificate secured loan where the certificate rate is 1.04%, a term of 24 months with a 4.04% APR (plus 3%), the monthly payment will be $217.21.

Home Equity Line of Credit
Effective Date: Monday, December 11th, 2023
Term	Annual Percentage Rate
Introductory Rate	7.75*
Indexed to the Consumer Prime. Rate + 1%, adjusted semi-annually.

Fixed Rate Home Equity
Effective Date: Monday, December 11th, 2023
Term	Annual Percentage Rate
1 to 5 Years	6.50*
6 to 10 Years	7.25*
(*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $10,000.00 loan for a term of 60 months with a 6.50% APR, the monthly payment will be $195.66.

Other Secured Loans
Effective Date: Monday, December 11th, 2023
Type	Loan to Value	Term	Rate
Stocks, Bonds	50%	1 to 5 Years	6.25%* APR
Recreational Vehicles	90%	1 to 5 Years	7.49%* APR
Recreational Vehicles	90%	6 to 15 Years**	8.49%* APR
Motorcycles New	90%	1 to 5 Years	7.49%* APR
Motorcycles New	90%	6 to 7 Years	7.99%* APR
Motorcycles Used	90%	1 to 5 Years	7.49%* APR
Boats w/ Trailers	90%	1 to 5 Years	7.49%* APR
Boats w/ Trailers	90%	6 to 10 Years**	8.49%* APR
(*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $20,000.00 loan for a term of 60 months with a 7.49% APR, the monthly payment will be $400.66
**Available for loans $50,000 and over

Personal Line of Credit
Effective Date: Monday, December 11th, 2023
	Rates As Low As*
Indexed to the Wall Street Journal Prime. Rate + margin, adjusted semi-annually.	9.25*
*As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $5,000.00 loan with a 9.25% APR, the minimum monthly payment will be $100.00.