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Home > Consumer Loans > Creighton Federal Credit Union Loan Rates

Loan Rates

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New Auto Rates
Effective Date: Monday, December 11th, 2023
TermAnnual Percentage Rate
24 Months 5.99*
36 Months 6.24*
48 Months 6.24*
60 Months 6.49*
72 Months 6.99*
84 Months 7.49*
(*) As low as.  Rate determined by credit score and normal underwriting criteria.  Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $20,000.00 loan for a term of 60 months with a 6.24% APR, the monthly payment will be $388.89

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Used Auto Rates
Effective Date: Monday, December 11th, 2023
Model YearTermAnnual Percentage Rate
2023-2021 24 Months 5.99*
2023-2021 36 Months 6.24*
2023-2021 48 Months 6.24*
2023-2021 60 Months 6.49*
2023-2021 72 Months 6.99*
2023-2021 84 Months 7.49*
2020-2018 24 Months 6.49*
2020-2018 36 Months 6.74*
2020-2018 48 Months 6.99*
2020-2018 60 Months 7.24*
2020-2018 72 Months 7.49*
2017-2015 24 Months 7.49*
2017-2015 36 Months 7.74*
2017-2015 48 Months 7.99*
2017-2015 60 Months 8.24*
2014 & Older 24 Months 8.49*
2014 & Older 36 Months 8.74*
2014 & Older 48 Months 8.99*
(*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $20,000.00 loan for a term of 60 months with a 6.24% APR, the monthly payment will be $388.89

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Personal Loans
Effective Date: Monday, December 11th, 2023
TermAnnual Percentage Rate
12 Months or Less 8.99*
13 to 24 Months 9.24*
25 to 36 Months 9.49*
37 to 48 Months 9.99*
49 to 60 Months 10.99*
(*) As low as.  Rate determined by credit score and normal underwriting criteria.  Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $5,000.00 loan for a term of 24 months with a 9.24% APR, the monthly payment will be $228.97

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Share Secured Loan
Effective Date: Monday, December 11th, 2023
TypeAnnual Percentage Rate
Savings Secured Savings Rate + 3.00%
Certificate Secured CD Rate + 3.00%
For a $5,000.00 certificate secured loan where the certificate rate is 1.04%, a term of 24 months with a 4.04% APR (plus 3%), the monthly payment will be $217.21.

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Home Equity Line of Credit
Effective Date: Monday, December 11th, 2023
TermAnnual Percentage Rate
Introductory Rate 7.75*
Indexed to the Consumer Prime. Rate + 1%, adjusted semi-annually.

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Fixed Rate Home Equity
Effective Date: Monday, December 11th, 2023
TermAnnual Percentage Rate
1 to 5 Years 6.50*
6 to 10 Years 7.25*
(*) As low as.  Rate determined by credit score and normal underwriting criteria.  Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $10,000.00 loan for a term of 60 months with a 6.50% APR, the monthly payment will be $195.66.

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Other Secured Loans
Effective Date: Monday, December 11th, 2023
TypeLoan to ValueTermRate
Stocks, Bonds 50% 1 to 5 Years 6.25%* APR
Recreational Vehicles 90% 1 to 5 Years 7.49%* APR
Recreational Vehicles 90% 6 to 15 Years** 8.49%* APR
Motorcycles New 90% 1 to 5 Years 7.49%* APR
Motorcycles New 90% 6 to 7 Years 7.99%* APR
Motorcycles Used 90% 1 to 5 Years 7.49%* APR
Boats w/ Trailers 90% 1 to 5 Years 7.49%* APR
Boats w/ Trailers 90% 6 to 10 Years** 8.49%* APR
(*) As low as.  Rate determined by credit score and normal underwriting criteria.  Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $20,000.00 loan for a term of 60 months with a 7.49% APR, the monthly payment will be $400.66
**Available for loans $50,000 and over

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Personal Line of Credit
Effective Date: Monday, December 11th, 2023
Rates As Low As*
Indexed to the Wall Street Journal Prime.
Rate + margin, adjusted semi-annually.
9.25*
*As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
For a $5,000.00 loan with a 9.25% APR, the minimum monthly payment will be $100.00.

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