Checking Products
- Economy Checking
- Value Checking
- Interest Plus Checking
- Overdraft Protection
- Payroll Deduction
- Check Reordering
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Economy Checking
For those who don't write many checks a month and who need a no minimum balance account, Economy Checking is the right choice. Features Include:
- No minimum balance
- No monthly service charge
- Up to 10 checks cleared per month for free. For each check cleared over 10, a 45¢ charge applies
- Eligible for payroll direct deposit
- E-Statements
Important Disclosure - Economy Checking
Value Checking
If you write lots of checks each month and also need a no minimum balance account, Value Checking is for you. Features Include:
- No minimum balance — Unlimited check writing
- Low $7.00 per month service charge with printed statements
- Low $6.00 per month service charge with E- statements
- No per-check charge
- Eligible for payroll direct deposit
Important Disclosure - Value Checking
Interest Plus Checking
For members wanting to earn interest on checking balances, Interest Plus Checking combines the best of unlimited check writing and market rates.
| Interest Plus Checking | ||
| Effective Date: Monday, December 11th, 2023 | ||
| Minimum Balance | Interest Rate | Annual Percentage Yield |
| $1.00 | 0.04% | 0.05% |
| $10,000.00 | 0.05% | 0.06% |
| $25,000.00 | 0.06% | 0.07% |
| Rates may change after the account is opened. Fees could reduce earnings on this account. | ||
Features Include:
- Unlimited check writing
- Low $300 minimum balance
- Market rate of interest
- Eligible for payroll direct deposit
Important Disclosure - Interest Plus Checking
Overdraft Protection
Call it Checking Overdraft Protection or Line of Credit – whichever you prefer. Covers the occasional embarrassing overdraft or the unexpected checking need, a line of credit can be established to protect your account from expensive fees. Features Include:
- Automatic extension of credit to cover the insufficient balance check
- Funds available in increments as needed
- Easy repayment terms
Important Disclosure - Overdraft Protection
Or download a loan application or pick one up at any Creighton Federal office.
Payroll Deduction
Payroll deduction is a special benefit extended to Creighton Federal members that allows a pre-set amount to be deducted from your payroll.
Your payroll deduction can be a deposit to a savings or checking account, or an automatic loan payment. Use payroll deduction to build a savings account for that special purchase, or as a down payment for your next car or house.
Stop in at any branch to get payroll deduction started today!