Personal Loans
With only your signature, loans are available for a wide variety of purposes including personal computer, vacations, medical bills, major appliances and furnishings, bill consolidation and other needs.
| Personal Loans | |
| Effective Date: Thursday, June 8th, 2023 | |
| Term | Annual Percentage Rate |
| 12 Months or Less | 8.99* |
| 13 to 24 Months | 9.24* |
| 25 to 36 Months | 9.49* |
| 37 to 48 Months | 9.99* |
| 49 to 60 Months | 10.99* |
| (*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score. | |
| For a $5,000.00 loan for a term of 24 months with a 9.24% APR, the monthly payment will be $228.97 | |
Important Disclosure - Personal Loans
Personal Line of Credit
Be ready for . . . whatever!
Starting over...
An attractive business opportunity...
A classic Mercedes...
The kitchen you dream about...
| Personal Line of Credit | |
| Effective Date: Thursday, June 8th, 2023 | |
| Rates As Low As* | |
| Indexed to the Wall Street Journal Prime. Rate + margin, adjusted semi-annually. |
9.25* |
| *As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score. | |
| For a $5,000.00 loan with a 9.25% APR, the minimum monthly payment will be $100.00. | |
Important Disclosure - Personal Line of Credit
Borrow $10,000 or more with a Creighton Federal Personal Line of Credit. Stop by a Creighton FCU office to get pre-approved so the money is there when you need it.
Share Secured Loan
Use your deposit in a savings account or regular certificate as collateral for a share secured loan. With a share secured loan the interest rate is lower than with an unsecured personal loan.
| Share Secured Loan | |
| Effective Date: Thursday, June 8th, 2023 | |
| Type | Annual Percentage Rate |
| Savings Secured | Savings Rate + 3.00% |
| Certificate Secured | CD Rate + 3.00% |
| For a $5,000.00 certificate secured loan where the certificate rate is 1.04%, a term of 24 months with a 4.04% APR (plus 3%), the monthly payment will be $217.21. | |
Your deposit continues to earn interest while you repay the loan reducing even further your cost for borrowing money.
Important Disclosure - Share Secured Loans
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