| New Auto Rates |
| Effective Date: Tuesday, April 16th, 2024 |
| Term | Annual Percentage Rate |
| 24 Months |
6.50* |
| 36 Months |
6.50* |
| 48 Months |
6.50* |
| 60 Months |
6.75* |
| 72 Months |
7.25* |
| 84 Months |
7.75* |
(*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
|
| For a $20,000.00 loan for a term of 60 months with a 6.24% APR, the monthly payment will be $388.89 |
| Used Auto Rates |
| Effective Date: Tuesday, April 16th, 2024 |
| Model Year | Term | Annual Percentage Rate |
| 2024-2022 |
24 Months |
6.50* |
| 2024-2022 |
36 Months |
6.50* |
| 2024-2022 |
48 Months |
6.50* |
| 2024-2022 |
60 Months |
6.75* |
| 2024-2022 |
72 Months |
7.25* |
| 2024-2022 |
84 Months |
7.75* |
| 2021-2019 |
24 Months |
6.75* |
| 2021-2019 |
36 Months |
7.00* |
| 2021-2019 |
48 Months |
7.25* |
| 2021-2019 |
60 Months |
7.50* |
| 2021-2019 |
72 Months |
7.75* |
| 2018-2016 |
24 Months |
7.75* |
| 2018-2016 |
36 Months |
8.00* |
| 2018-2016 |
48 Months |
8.25* |
| 2018-2016 |
60 Months |
8.50* |
| 2015 & Older |
24 Months |
8.75* |
| 2015 & Older |
36 Months |
9.00* |
| 2015 & Older |
48 Months |
9.25* |
| (*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score. |
| For a $20,000.00 loan for a term of 60 months with a 6.24% APR, the monthly payment will be $388.89 |
| Personal Loans |
| Effective Date: Tuesday, April 16th, 2024 |
| Term | Annual Percentage Rate |
| 12 Months or Less |
9..50* |
| 13 to 24 Months |
9.75* |
| 25 to 36 Months |
10.00* |
| 37 to 48 Months |
10.50* |
| 49 to 60 Months |
11.50* |
(*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
|
| For a $5,000.00 loan for a term of 24 months with a 9.24% APR, the monthly payment will be $228.97 |
| Share Secured Loan |
| Effective Date: Tuesday, April 16th, 2024 |
| Type | Annual Percentage Rate |
| Savings Secured |
Savings Rate + 3.00% |
| Certificate Secured |
CD Rate + 3.00% |
| For a $5,000.00 certificate secured loan where the certificate rate is 1.04%, a term of 24 months with a 4.04% APR (plus 3%), the monthly payment will be $217.21. |
| Home Equity Line of Credit |
| Effective Date: Tuesday, April 16th, 2024 |
| Term | Annual Percentage Rate |
| Introductory Rate |
8.25* |
| Indexed to the Consumer Prime. Rate + 1%, adjusted semi-annually. |
| Fixed Rate Home Equity |
| Effective Date: Tuesday, April 16th, 2024 |
| Term | Annual Percentage Rate |
| 1 to 5 Years |
7.00* |
| 6 to 10 Years |
7.75* |
(*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
|
| For a $10,000.00 loan for a term of 60 months with a 6.50% APR, the monthly payment will be $195.66. |
| Other Secured Loans |
| Effective Date: Tuesday, April 16th, 2024 |
| Type | Loan to Value | Term | Rate |
| Stocks, Bonds |
50% |
1 to 5 Years |
6.50%* APR |
| Recreational Vehicles |
90% |
1 to 5 Years |
7.75%* APR |
| Recreational Vehicles |
90% |
6 to 15 Years** |
8.75%* APR |
| Motorcycles New |
90% |
1 to 5 Years |
7.75%* APR |
| Motorcycles New |
90% |
6 to 7 Years |
8.25%* APR |
| Motorcycles Used |
90% |
1 to 5 Years |
7.75%* APR |
| Boats w/ Trailers |
90% |
1 to 5 Years |
7.75%* APR |
| Boats w/ Trailers |
90% |
6 to 10 Years** |
8.75%* APR |
(*) As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score.
|
| For a $20,000.00 loan for a term of 60 months with a 7.49% APR, the monthly payment will be $400.66 |
| **Available for loans $50,000 and over |
| Personal Line of Credit |
| Effective Date: Tuesday, April 16th, 2024 |
| | Rates As Low As* |
Indexed to the Wall Street Journal Prime.
Rate + margin, adjusted semi-annually. |
9.50* |
| *As low as. Rate determined by credit score and normal underwriting criteria. Higher rates may apply on applications with higher indications of credit risk. Creighton Federal reserves the right to adjust rates based on applicant credit history and credit score. |
| For a $5,000.00 loan with a 9.25% APR, the minimum monthly payment will be $100.00. |
