Type	Annual Percentage Rate
Savings Secured	5.00%
Certificate Secured	CD Rate + 2.0%

Use your deposit in a savings account or regular certificate as collateral for a share secured loan. With a share secured loan the interest rate is lower than with an unsecured personal loan. Your deposit continues to earn interest while you repay the loan reducing even further your cost for borrowing money.

Apply online or pick up a loan application at any Creighton Federal office, or call Ron at 402-341-2121 and one will be faxed or mailed to you. A loan calculator is available to help you compute your monthly payments.

Disclosures
CLOSED-END CREDIT THIS DISCLOSURE NOTICE CONTAINS IMPORTANT INFORMATION ABOUT CREIGHTON FEDERAL CREDIT UNION’S CLOSED END-CREDIT LOANS. YOU SHOULD READ IT CAREFULLY AND KEEP A COPY FOR YOUR RECORDS.Terms Subject to Change. The terms described in this disclosure are for illustration purposes only and subject to change at any time. If, prior to your signing the loan documents, any of these terms have changed (other than the annual percentage rate) and you decide, as a result, not to obtain a loan from us, you would be entitled to a refund of any fees that you paid in connection with your application. Terms of Repayment. For Closed Ended Secured Share Loans-Savings Secured, Fixed Rate of 5.00%-12 monthly payments of $85.62, Certificate Secured, Fixed Rate of CD Rate plus 1.5%, thus using current rates, Fixed Rate of 4.13%-39 monthly payments of $27.45 per $1,000 borrowed.