Congratulations!

Having a son or daughter accepted to Creighton University is thrilling and a wonderful accomplishment. You now can take a deep breath and settle into the considerable challenge of getting your student established in his or her new surroundings. That’s where we can help in a big way!

Creighton Federal Credit Union has been affiliated with Creighton University since 1952. We have a long history of helping new students get established and, indeed, continuing throughout their careers. As a parent or guardian, one of the best things you can do – for your student and yourself – is to see that they have a personal financial support system in place from the moment they walk on campus. Rest assured, Creighton Federal Credit Union is that support system! The accompanying information will briefly describe the “Creighton Federal Personal Financial Success Pack,” a package of financial tools and low-cost services exclusively for students. Here’s why the “Creighton Federal Personal Financial Success Pack” is a must for your student.

Free Basics – A Local Checking Account
Every student needs one. We offer your student checking with no minimum balance, no monthly fee and unlimited, no-fee debit transactions at merchants. Account statements are provided electronically, via email, offering faster delivery, accessible anytime, and archived online. With it comes our FREE internet banking providing 24x7 access to account histories, cleared checks, check card purchases, and transfers between accounts. And there’s plenty more.

Convenience with Assurances
We maintain a full-service office in the Skutt Student Center and six ATMs on the Creighton campus. We’re never more than a few steps away. Think of it as “peace of mind” insurance.

Cash & Check Card
We also offer students the convenience of our Cash & Check Card. Use it instead of checks wherever Visa® or MasterCard® is accepted. Purchases are automatically deducted from the student’s checking account, as if they’d written a check. It’s also your source for cash at ATMs worldwide, and at over 85 Creighton Federal or Cash Corner no transaction fee ATMs throughout the metro.

Our special Jays Student VISA® card is automatically available to all incoming new students. Because of his or her acceptance to Creighton University, your student can qualify for a Creighton Federal VISA® with a $500 limit.* A $500 limit ensures the convenience of a credit card for necessities and emergencies. At the same time, it lets the student experience the responsibilities that go with freedom to purchase without incurring a mound of debt. Other credit card companies will be offering your son or daughter credit cards with huge credit limits. We consider ourselves the responsible provider, with your student’s best long-term interest at heart. Credit limits will increase as your student progresses through school. Verified by VISA® is available for secure online shopping.
* Higher limits available with co-signer.

Student Loan Designator
829565 - It might look like just another number, but it’s much more. This number designates Creighton Federal as the financial institution funding your student’s federal student loan. The importance of designating Creighton Federal is three fold:

First, as a Creighton University preferred lender we offer 0% default fee Stafford loans , and we’ll make direct deposits of your student’s loan proceeds to Creighton University. Your student will appreciate that!

Second, we’re local with a facility right on campus. Should your student have a question or concern, we’re right there.

Third, at repayment time your student can skip their last 5 payments after making all previous payments on time. Skip 2 more payments for using auto payment. Repayment might seem a long way off, but it isn’t. And these CFCU borrower benefits add up to a lot of money!

Parents can benefit too from low interest federal PLUS loans, to help finance the costs of college. By designating Creighton Federal for funding your PLUS loan, parents can skip their last 5 payments too after making all previous payments on time. Plus, skip 2 more payments for using automatic payments.

Student Convenience!
A Creighton Federal checking account is a perfect compliment to the Creighton University Jay Bucks Card. The Jay Bucks Card serves as a student ID, and can also be used at on-campus vending machines, copy machines, and for the university meal plans. You may be asked to link your Jay Bucks Card to another financial institutions checking account, but no one can match the on-campus convenience and off-campus usability of a Creighton Federal Cash & Check Card.

There are other benefits as well. Creighton Federal’s new Interactive Member Services is a new electronic approach to member service. By logging on to our web site at creightonfederal.org you can access:

• 24 hour email inquiries by selectable product or service automatically routed to the appropriate department for quick response;
• Online applications for fast, efficient processing of requests;
• StudentLink, online access to student loan information;
• eZCardInfo, online access to your Jays Student VISA® transactions; and
• 24 hour online check reordering;

As you can see, we’ve spent considerable time and effort developing our “Creighton Federal Personal Financial Success Pack.” We’ve worked hard to make it a valuable tool for getting students off on sound financial footing. I urge you to read the following information, then fill out and submit the online member application form.

Thank you, and please let me know how Creighton Federal can be of service.

Sincerely,
Tom Kjar
President, Creighton Federal Credit Union

P.S. As a final good faith gesture, you have my personal commitment to open your student’s account over the summer with a $5.00 or more balance. It’ll be ready in the fall.