No small type. No gimmicks. No variable rates. There are many good reasons to own a Creighton Federal Jay's Student VISA instead of others. Why pay more for the very same worldwide convenience and accepted credit? Your Creighton Federal Jay's Student VISA is the most widely accepted card in the world. No matter where you are, you have access to your credit limit for cash, for all types of purchases, for emergencies. Safer than carrying cash, having a Creighton Federal Jay's Student VISA is another smart way to manage your money.
Jay's Student VISA advantages include:
- No Annual Fees
- No Minimum Finance Charge
- No Cash Advance Fee
- 25 day grace period
- Annual Percentage Rate 14.9%
- 24/7 online account information, and recent transactions
- Online access to current and up to 18 months of past statements
- Priority Alerts — free email notices about the status of your account or
a personal occasion
- Customized expense reports
- Online payment of your VISA from an account at any financial institution
- Verified by VISA — protection from unauthorized online purchases
Jay's Student VISA Credit Limits:
- Freshman $500
- Sophomore $750
- Junior $1000
- Senior $1500
- Graduate and Professional $2500
- Higher credit limits will be available with a qualified co-maker
Apply Online
Lost or Stolen VISA Cards, Please Call: 1-800-808-7230
|
Annual Percentage Rate |
14.9%
Fixed For Purchases, Balance Transfers, and Cash Advances |
|
Variable Rate |
None |
|
Grace Period |
For repayment of the balance owed for purchase: 25 Days |
|
Method of computing the balance for purchase |
Average daily balance including new purchases |
|
Annual Fee |
None |
|
Minimum Finance Charge |
None |
|
Annual Review for Increased Credit |
Automatic |
|
Transaction Fee for Purchases |
None |
|
Cash Advance Fee |
None |
Go Online and Get Your Credit Card Information Between Statements
Secure, password protected site, a wealth of information whenever you want it. Now you don't have to wait until you receive your next credit card statement to know what your minimum payment will be. Go to eZCardInfo. Enter your account number, then enter the three-digit access code located in the signature block on the back of your card. This site will tell you everything you want to know:
- Current Balances
- Credit Limit
- Minimum Payment
- Due Date
- Past Payments and lots more!
Verified by VISA
Take the VISA card you already use, add a password to confirm your identity, and you've got Verified by VISA - the new service exclusively for VISA cardholders. Add online protection with the VISA card you already have:
- Password is linked to your card, not your computer.*
- Help prevent unauthorized purchases before they even happen
- Shop online with added security and peace of mind
- Create your own password today
* Verified by VISA will require Microsoft Internet Explorer 4.01 and above, Netscape Navigator 4.08 and above, or AOL 5x and above .
To apply, simply complete the visa application form online. You will receive a full agreement, disclosure statement and your billing rights after your card is issued. Apply for the Jay's Student VISA online or pick up a loan application at any Creighton Federal office, or call 402-341-2121 and one will be faxed or mailed to you.
Pay Your VISA Bill Automatically
Pay your monthly Creighton Federal VISA bill automatically, from a checking or savings account at ANY financial institution. Pay the minimum, all, or a fixed part of each monthly balance, without writing a check or mailing a payment. Fill out an online agreement for preauthorized payments, or pick up a form at any location. Or, call 402-341-2121 and one will be faxed or mailed to you.
Disclosures
OPEN-END CREDIT-OTHER THAN HOME EQUITY LINES OF CREDIT THIS DISCLOSURE NOTICE CONTAINS IMPORTANT INFORMATION ABOUT CREIGHTON FEDERAL CREDIT UNION’S OPEN END LOANS OTHER THAN THOSE INVOLVING HOME EQUITY LINES OF CREDIT. YOU SHOULD READ IT CAREFULLY AND KEEP A COPY FOR YOUR RECORDS.Terms Subject to Change. The rates contained herein are effective as of February 1, 2000. However, the terms described in this disclosure are subject to change at any time. If, prior to your signing the loan documents, any of these terms have changed (other than the annual percentage rate) and you decide, as a result, not to obtain a loan from us, you would be entitled to a refund of any fees that you paid in connection with your application. Finance Charges. No minimum, fixed, transaction, activity or similar charge is associated with Creighton Federal Credit Union open ended credit. The Annual Percentage Rate. The applicable annual percentage rate for open ended credit loans is as provided for in the above rate information.
