As of May 1, 2008
|
Minimum Balance |
Interest Rate |
Annual Percentage Yield |
|
$1.00 |
0.09 |
0.10 |
|
$10,000.00 |
0.29 |
0.30 |
|
$25,000.00 |
0.49 |
0.50 |
For members wanting to earn interest on checking balances, Interest Plus Checking combines the best of unlimited check writing and market rates. Features Include:
- Unlimited check writing
- Low $300 minimum balance
- Market rate of interest
- Eligible for direct deposit of payroll
When its time to re-order checks, Creighton Federal offers prices up to 30% less, plus free monograms, accents, and type styles from Liberty Check Printers. For information on check styles, visit their web site.
Checking Overdraft or Line of Credit ... whichever you prefer to call it. Covers the occasional embarrassing overdraft or the unexpected checking need, a line of credit can be established to protect your account from expensive fees. Features Include:
- Automatic extension of credit to cover the insufficient balance check
- Funds available in increments as needed
- Easy repayment terms
Apply online or pick up a loan application at any Creighton Federal office, or call 402-341-2121 and one will be faxed or mailed to you.
E-Statements
Receive your Creighton Federal monthly and quarterly statement electronically, via email file attachment. Enjoy the convenience of FREE E-Statements any place with an internet connection. You get:
- Faster receipt - receive your E-statement up to one week faster than printed statements.
- Printable - your E-statement can be printed if you need or want a hard copy.
- On-line archive - we'll keep your statements for you. Your E-statement will be archived on our secure server and available on demand for up to six months. It's FREE.
A Creighton Federal E-Statement is our newest FREE service designed to make your life a little bit easier. To enroll, log into E-statement registration.
IMPORTANT DISCLOSURES
The following information is provided to you pursuant to the requirements of the Truth in Savings Act and Regulation DD of the Federal Reserve Regulations. Regulation DD requires depository institutions to disclose the terms of deposit accounts to consumers. However, the terms described in this disclosure are subject to change at any time. DEPOSIT CONSUMER ACCOUNTS The following disclosures apply to deposit consumer accounts maturing in more than one month and that are automatically renewable: Rate Information: Checking Accounts (Share Draft Accounts): No checking account other than the Interest Plus Checking Account shall pay any interest or dividend. The Annual Percentage Yield for Interest Plus Checking Accounts are as follows: For account balances of $1.00 to $9,999.99 - 0.10%, for account balances of $10,000.00 to $24,999.99 - 0.30%, for account balances of over $25,000.00 - 0.50%. The Interest Rate for Interest Plus Checking Accounts are as follows: For account balances of $1.00 to $9,999.99 - 0.09%, for account balances of $1,000.00 to $24,999.99 - 0.29%, for account balances of over $25,000.00 - 0.49%. The Annual Percentage Yield and the interest rate may change. Changes to these yields and rates are within Creighton Federal Credit Union’s discretion.
