12 Months	Interest Rate	Annual Percentage Yield
$500 Minimum	2.43	2.45
$10,000 Minimum	2.48	2.50
$25,000 Minimum	2.52	2.55

24 Months	Interest Rate	Annual Percentage Yield
$500 Minimum	2.43	2.45
$10,000 Minimum	2.48	2.50
$25,000 Minimum	2.52	2.55

CD Request Form
Download your CD Request Form from Creighton Federal. Complete the requested information and mail or fax to Creighton Federal. We will contact you upon receipt.

For the highest rate of return and the peace of mind of federal deposit insurance, Creighton Federal's certificates are available. Competitive market rates and the ability to withdraw funds from your certificate without penalty at any time, down to the certificate minimum is an exclusive benefit of Creighton Federal membership. Features Include:

• Minimum balance to open a certificate is a low $500.00
• Market plus rates are available on balances above $10,000.00 and $25,000.00
• Terms are available from 90 days to 60 months
• No penalty for early withdrawals down to the minimum balance of the certificate

E-Statements
Receive your Creighton Federal monthly and quarterly statement electronically, via email file attachment. Enjoy the convenience of FREE E-Statements any place with an internet connection. You get:

1. Faster receipt - receive your E-statement up to one week faster than printed statements.
2. Printable - your E-statement can be printed if you need or want a hard copy.
3. On-line archive - we'll keep your statements for you. Your E-statement will be archived on our secure server and available on demand for up to six months. It's FREE.

A Creighton Federal E-Statement is our newest FREE service designed to make your life a little bit easier. To enroll, log into E-statement registration.

IMPORTANT DISCLOSURES
The following information is provided to you pursuant to the requirements of the Truth in Savings Act and Regulation DD of the Federal Reserve Regulations. Regulation DD requires depository institutions to disclose the terms of deposit accounts to consumers. However, the terms described in this disclosure are subject to change at any time.
DEPOSIT CONSUMER ACCOUNTS The following disclosures apply to deposit consumer accounts maturing in more than one month and that are automatically renewable:
Rate Information: Certificates of Deposit (CDs): The Annual Percentage Yield for CDs is as follows: For 12 month, $500.00 minimum balance - 2.45%, for 12 month, $10,000 minimum balance - 2.50%, for 12 month, $25,000 minimum balance - 2.55%. For 24 month, $500.00 minimum balance - 2.45%, for 24 month, $10,000 minimum balance - 2.50%, for 24 month, $25,000 minimum balance - 2.55%. The Interest Rates for CDs are as follows: For 12 month, $500.00 minimum balance - 2.43%, for 12 month, $10,000 minimum balance - 2.48%, for 12 month, $25,000 minimum balance - 2.52%. For 24 month, $500 minimum balance - 2.43%. For 24 month, $10,000 minimum balance - 2.48%, for 24 month, $25,000 minimum balance - 2.52%. The Annual Percentage Yield and the interest rate are fixed for the term of the certificate contract.